Home Mortgages Refinancing

Home Mortgage Refinancing

The Capital District is a wonderful area to buy a home and raise your family. Our mortgage staff live and work in the Albany New York area and would like to welcome you by helping you choose the right home loan mortgage program. We have a personal approach to mortgages. We will help you understand the whole process from your loan application to closing. Never hesitate to call us, we are here to help.

Please take a look at the variety of home buying solutions we offer below.

Mortgage Programs We Offer

Mortage Refinance »

There is not better time to refinance your home mortgage than today. With mortgage interest rates at historic lows, you can save thousands of dollars and reduce your monthly payments, or pay off your mortgage early. Did you know that one extra payment per year can reduce a 30 year mortgage by almost 10 years? We have a wonderful group of dedicated mortgage brokers.  Read more about our mortgage refinance programs. If you have a question, call us at (518) 452-4700.

Home Equity Loans & Lines of Credit

Are you looking to remodel your home, pay off high interest credit card debt or need some extra cash for educational expenses? Whatever the circumstances, there are a many excellent reasons for you to take advantage of the great home equity rates that are available today. We offer both Home Equity Loans and flexible Home Equity Lines of Credit or HELOC. We will help you choose which is right for you. 

  • Contact a Mortgage Specialist »
  • Home Equity Loans »
  • Home Equity Lines of Credit »

    Property Types We Service

    Many home loans carry restrictions depending on the type of property you plan to buy. At First Rate Funding Corp we offer you the best services possible. We specialize in offering home mortgage solutions for the following property types: